Okay, I have to vent about CareCredit. My "no interest" period ended last month. I was unable to pay them cause, you know this pesky pandemic going around. They added 2 years of interest to my total. $400 dollars worth. Now while I understand that they're a business, and yes, if I had paid off the balance beforehand, this wouldn't be an issue---

But, I owed less than 200, always made payments on time, etc. I think exceptions could be made while in the middle of a worldwide crisis.