And it has kept me up many a night how The Big One could hit any time, any day and maybe just demolish my house and I’ll have nothing because I have no insurance
should be illegal to not cover all the common types of damage "yeah you can't get covered for that damage because it'll probably happen" backwards-ass logic
Princess Emily
: like I get with how insurance works that like, they know they’d just straight up go bankrupt when the Big One hits, but like it just proves to me that insurance for things like homes and medical care shouldn’t exist at all and it should be covered by the federal government.
just like when we made health insurance take you without regard to "previous conditions" did they go bankrupt? no, they make too much money, but now they make slightly less
It could be a tax-funded government fund and it would probably cost less in taxes than we pay now in insurance payments because it wouldn’t exist as a for-profit entity anymore
"yeah you can't get covered for that damage because it'll probably happen" backwards-ass logic
I don't need to say the joke because it tells itself and it's not a joke if it's true