i do not have the physical strength or dexterity to get away from a bear but i MIGHT be able to use trickery on a ghost. salt circles. iron for defense. that sort of non-combat stuff u see in ghost media.
Bear for me. Two many unknown variables with a ghost. I feel like I’d have a chance against a bear in my own house with the given prep time and the items in my house
Ghost: i shy away from actual physical violence, so the bear would get me easily. Ghost? Learning Ghost powers is like a Stand battle, i can take my chances with that
that's an assumption that could be entirely incorrect. there's no way to prepare because there's the possibility that all the ways you choose to prepare simply don't work
I think the psychology of this questions boils down to "will you pick the thing you know for sure is dangerous or the thing where you can't be sure of the danger level?"
if i'm gonna be dead anyway, then I might as well be dead in the most metal as fuck way, best chances of getting into valhalla