[work] /thousand yard stare into the distance

Just had not one but two insurance reps tell me there's no such thing as coinsurance with a Medicare Part D plan

this CAN be true with drugs lower on the formulary list.

This is not one of those drugs, this is at the highest tier.

And for those big tiers, while there CAN be a flat copay in the initial coverage, there will ALWAYS be coinsurance for the following

*stages

I'm now with a supervisor and she's at least proven she understands half of that so here's hoping I get an actual answer

wtf three people