This highlights the Bank of England’s difficult balancing act in regulating an economy dependent on consumer spending where debt is a large element for an important minority of households, especially millennials and young families with constrained budgets.
Or tighten regulations, and watch the economy slow. Worse for regulators, there would also be a backlash from a nation of drivers who have come to love the upgrades – every three years – to the massive piece of tin outside the house as much as they have the annual upgrades to their smartphones.
信用危機 信用貸款 四輪傳動 資產車 汽車工業 英國經濟 PCP個人合約計畫 消費者 商業模式 私家車 Repo_Man 他山之石：美國 英格蘭國家銀行 帳目收支 利率
Figures come as FCA targets unauthorised overdrafts and high-cost lending to people less likely to be able to pay off debt